BigJohnsLoans.com

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BigJohnsLoans.com

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    Call Now: (424) 270-9400

    Mortgage Broker and Realtor Residential and Commercial

    Mortgage Broker and Realtor Residential and CommercialMortgage Broker and Realtor Residential and CommercialMortgage Broker and Realtor Residential and Commercial

    Making Lending Easy - Equal Housing Lender - 

    For State Requirements go to  https://www.emortgagecapital.com/licensing

    Book Online

    Call Now: (424) 270-9400

    Mortgage Broker and Realtor Residential and Commercial

    Mortgage Broker and Realtor Residential and CommercialMortgage Broker and Realtor Residential and CommercialMortgage Broker and Realtor Residential and Commercial

    Making Lending Easy - Equal Housing Lender - 

    For State Requirements go to  https://www.emortgagecapital.com/licensing

    Book Online

    About Us

    Residential & Commercial Purchases & Refinances

    John Gearries is a licensed loan officer and realtor in CA. John Gearries was raised in Queens, NY, and Indianapolis IN. John graduated from Indiana University with a Bachelor's in Communications and has an MBA with a focus on business management. After graduating college John moved to California and began a career in mortgages. He has experience in helping buyers purchase at great prices and listings sell at market value. On the lending side, John can help with purchase loans, refinances, cash out, bank statement loans, lite income doc loans, hard money, reverse, HELOC, fixed seconds, and commercial mortgages. Whatever your mortgage needs John's experience and client service will win you over especially when he gets you a marvelous deal.

    Mortgages are What We Do, not Who We Are™

     E Mortgage Capital is a national corporation with mom-and-pop core values, allowing us to give our clients dedicated resources with a white glove experience. Our team of skilled loan professionals' spans almost every state, and we're expanding rapidly

    Connect with us to explore how we can help you expand your business!

    Our Brokerage Can Help

    Even though John is only licensed in California the brokerage, E Mortgage Capital has loan officers throughout the country. 

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    Quick Refi & HELOC QuoteQuick Purchase Pre-ApprovalFind a homeCredit RepairEstate Planning (Trusts, Wills, Corps)NMLS LICENSE LOOKUP - NMLS#1416824 - NMLS#1489272DRE LICENSE LOOKUP - DRE#02125339

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      Contact Big John

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      I love my clients and look forward to servicing you.

      BigJohnsLoans.com

      3750 S Susan Street, Santa Ana, California 92704

      424-270-9400 jgearries@emortgagecapital.com NMLS#1416824 NMLS#1489272 DRE#02125339 NMLS: <<https://www.nmlsconsumeraccess.org/<<

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      ©2026 | E Mortgage Capital, Inc, DBA E Mortgage Capital | NMLS #1416824 | For licensing visit: http://nmlsconsumeraccess.org/ | 3750 S Susan Street, Santa Ana, California 92704 | (855) 569-3700 | Not affiliated with any government agency. For Advertisement Purpose Only. This is not a commitment to lend. All loans are subject to underwriting approval. Terms and Conditions apply. Not all borrowers or properties will qualify. Rates, terms, programs, and availability are subject to change without notice, and may not be available in all states. Other restrictions and limitations may apply. E Mortgage Capital, Inc. is licensed to conduct business in the states in which it operates. For licensing information and consumer access, please visit www.nmlsconsumeraccess.org. Equal Housing Lender.SEO Directory

      E Mortgage Capital, Inc. is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other protected class. All Rights Reserved.

      By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.

      Debt Consolidation is taking your high-interest debt and rolling it into a lower-interest mortgage loan. By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.

      Not affiliated with any government agency.

      The information provided by this payment estimators or mortgage calculators is intended for illustrative purposes only. The calculated results shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional. E Mortgage Capital, Inc is not responsible for the content and/or accuracy of rates, APRs or any other loan information factored in the calculations.

      Certifications for EMC Loan Officers and/or brokers are internally issued by E Mortgage Capital and do not extend beyond the organization. Certification is granted after a predetermined number of loans of the applicable type have been successfully completed and funded.

      For reverse mortgages the borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance, homeowner's insurance and ongoing maintenance (which may be substantial) in accordance with FHA requirements. We do not establish an escrow account for disbursements of these payments. Failure to meet these requirements can trigger a loan default that may result in foreclosure. The loan must be paid off when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, or does not comply with the loan terms.


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      Mortgage Broker & Realtor

      Welcome to my website!  Ask me about Low or No Credit Score, Zero Down Payment, Jumbo, Conventional, FHA, VA, Fix and Flip, Hard Money, Reverse Mortgages, HELOCs, Avoiding Income Docs, & Commercial Loans. 

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